Table 2 Relationship between demographic characteristics and maternity health service expenditure (n = 1835)

 Up to year 12 or equivalent

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 Trade/apprenticeship/certicipate/diploma

0.53

(0.21–1.34)

1.13

(0.62–2.06)

1.09

(0.55–2.19)

1.17

(0.55–2.55)

1.16

(0.63–2.12)

0.64

(0.04–10.94)

1.59

(0.92–2.73)

0.66

(0.39–1.14)

0.61

(0.03–11.91)

 University degree

0.53

(0.24–1.20)

0.97

(0.57–1.67)

1.33

(0.72–2.43)

0.68

(0.34–1.34)

1.40

(0.83–2.37)

2.11

(0.24–18.31)

1.02

(0.63–1.64)

1.13

(0.71–1.82)

0.53

(0.04–6.43)

 Impossible/very difficult to manage

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 Difficult some of the time

1.31

(0.48–3.60)

0.65

(0.35–1.19)

1.32

(0.66–2.68)

0.55

(0.25–1.21)

1.14

(0.61–2.13)

0.37

(0.07–1.99)

1.03

(0.59–1.79)

1.10

(0.64–1.90)

0.45

(0.03–6.46)

 Not too bad

0.97

(0.36–2.61)

0.78

(0.43–1.40)

1.16

(0.59–2.27)

0.65

(0.31–1.34)

1.29

(0.71–2.35)

0.27

(0.16–1.35)

1.36

(0.80–2.31)

0.91

(0.54–1.54)

0.39

(0.03–5.14)

 Easy to manage

1.31

(0.42–4.06)

0.79

(0.40–1.53)

1.00

(0.48–2.12)

0.64

(0.27–1.51)

1.56

(0.79–3.05)

0.21

(0.03–1.56)

0.88

(0.48–1.60)

1.31

(0.73–2.37)

0.40

(0.02–7.97)

Private health insurance

0.83

(0.46–1.50)*

0.68

(0.42–1.10)

3.60

(1.76–7.35)*

0.58

(0.29–1.14)

1.45

(0.85–2.48)

1.38

(0.30–6.29)

1.22

(0.77–1.94)

1.04

(0.65–1.66)

0.25

(0.01–12.43)

Health insurance cover for ancillary services

0.65

(0.26–1.67)

0.95

(0.52–1.74)

1.47

(0.76–2.88)

0.62

(0.28–0.40)

2.47

(1.24–4.93)*

1.16

(0.13–10.11)

0.75

(0.43–0.94)

1.49

(0.86–2.60)

0.35

(0.03–3.72)

Health care card

0.40

(0.13–1.22)

1.24

(0.54–2.84)

1.65

(0.63–4.36)

2.02

(0.53–7.65)

0.44

(0.49–1.04)

–

1.57

(0.71–3.47)

0.60

(0.28–1.30)

–

 Never married

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 Married/defacto

0.81

(0.01–62.26)

0.73

(0.62–8.61)

2.29

(0.19–28.04)

0.40

(0.04–4.22)

2.30

(0.22–23.8)

–

0.70

(0.09–5.49)

0.91

(0.11–7.23)

–

 Seperated/divorced/widowed

2.91

(0.03–285.81)

0.26

(0.02–4.12)*

3.69

(0.29–2.85)

0.45

(0.03–7.82)

1.74

(0.12–24.9)

–

0.64

(0.06–6.68)

1.06

(0.10–11.02)

–

 Urban

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 Rural

0.36

(0.18–0.71)*

1.78

(1.22–2.57)*

1.02

(0.66–1.60)

1.21

(0.63–2.55)

0.83

(0.56–1.23)

0.40

(0.08–2.01)

1.36

(0.96–1.93)

0.67

(0.47–0.94)*

1.23

(0.17–8.81)

 Remote

0.17

(0.03–1.09)

2.26

(0.89–5.83)

0.90

(0.29–2.85)

0.41

(0.08–1.95)

1.09

(0.42–2.84)

–

0.50

(0.19–1.26)

1.92

(0.79–4.64)

–

 Public hospital

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 Private hospital

0.18

(0.08–0.43)*

0.31

(0.20–0.48)*

5.10

(3.21–8.09)*

1.26

(0.63–2.55)

0.90

(0.56–1.46)

1.86

(0.22–15.46)

0.68

(0.45–1.04)

1.27

(0.83–1.94)

0.15

(0.00–23.29)

 Birth centre/community

0.46

(0.19–1.11)

0.53

(0.25–1.13)

10.46

(3.62–30.20)*

0.57

(0.17–1.87)

2.17

(0.91–5.17)

4.29

(0.75–24.66)

0.34

(0.15–0.77)*

3.00

(1.38–6.53)*

–

 Not working

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 Full time work

1.81

(0.87–3.77)

0.71

(0.45–1.10)

1.17

(0.71–1.94)

1.70

(0.91–3.18)

1.30

(0.84–2.02)

1.06

(0.21–5.36)

0.63

(0.43–0.94)*

1.48

(1.00–2.18)*

0.45

(0.04–4.56)

 Part time work

1.68

(0.81–3.51)

0.78

(0.37–1.69)

1.32

(0.56–3.12)

1.16

(0.60–2.25)

1.26

(0.81–1.97)

1.95

(0.46–8.25)

0.86

(0.58–1.28)

0.98

(0.66–1.45)

0.59

(0.06–5.63)

 Casual work

1.25

(0.32–4.84)

0.79

(0.37–1.69)

1.32

(0.56–3.12)

1.51

(0.53–4.33)

1.27

(0.58–2.82)

–

0.93

(0.47–1.86)

0.88

(0.44–1.75)

–

 General practitioner

0.60

(0.46–0.78)*

1.42

(1.20–1.68)*

0.89

(0.72–2.88)

0.97

(0.77–1.22)

1.12

(0.95–1.33)

0.96

(0.53–1.73)

0.80

(0.69–0.94)*

1.31

(1.12–1.53)*

2.32

(1.03–5.21)*

 Obstetrician

0.60

(0.47–0.75)*

0.80

(0.69–0.94)*

2.18

(1.77–2.67)*

0.82

(0.66–1.02)

1.10

(0.93–1.29)

0.71

(0.38–1.32)

0.88

(0.76–1.02)

1.17

(1.01–1.36)*

2.50

(0.58–10.69)

 Midwife

1.32

(1.08–1.62)*

0.89

(0.78–1.02)

0.92

(0.56–3.12)

1.08

(0.91–1.29)

1.05

(0.92–1.33)

1.16

(0.74–1.82)

0.97

(0.84–1.06)

1.11

(0.99–1.25)

0.29

(0.00–5.20)