Table 5 Ordinary least squares regression predicting material hardship (n = 183)

 Age

−.05

−.11

.01

.03

−.02

.09

  Black or African American

1.03

−.21

2.26

.06

−.94

1.05

  Another

−.11

−1.20

.98

−.05

−.89

.79

 Latinx

.47

−.40

1.34

.04

−.65

.74

  Some college

−.70

−1.61

.20

−.09

−.90

.72

  Bachelor’s degree or higher

− 1.94***

−2.77

− 1.11

−.47

− 1.44

.49

 Opposite-sex relationship

− 1.27**

−2.22

−.33

−.42

− 1.23

.39

 Number of children

.27

−.05

.59

−.09

−.36

.17

 Employed

−.67

− 1.43

.08

−.26

−.99

.48

  $20,000 - $60,000

−1.42**

−2.29

−.54

−.46

− 1.29

.37

  More than $60,000

−2.06***

−2.93

−1.19

−.03

−1.20

1.13

 Employment status changed during COVID pandemic

1.44***

.73

2.14

.04

−.60

.67

 Partner’s employment status changed during COVID pandemic

1.88***

1.19

2.58

.64

.00

1.27

 Financial support

−.48***

−.65

−.32

−.08

−.26

.10

 Economic self-efficacy

−1.02***

−1.44

−.60

.16

−.30

.63

 Economic self-sufficiency

−1.18***

−1.54

−.83

−.61**

− 1.05

−.16

 Financial strain

1.30***

1.00

1.61

.43*

.03

.83

 Anxiety

1.45***

.73

2.18

−.31

−1.06

.43

 Depression

1.49***

.73

2.25

−.05

−.82

.71

 Posttraumatic stress disorder

2.44***

1.78

3.11

1.06**

.34

1.77

 Economic abuse

1.30***

.99

1.60

1.01***

.51

1.51

 Psychological abuse

1.19***

.88

1.50

−.38

−.88

.13

 Physical abuse

2.95***

2.04

3.86

.54

−.45

1.53

 Sexual abuse

1.97**

.83

3.11

.10

−.94

1.13

Constant

1.45

−1.22

4.11

R²

.54