| Secondary Effects Using confounders | ||
---|---|---|---|
S.no | Explanatory Variable name | Model III | Model IV |
 |  | Odds Ratio (95% CI) | Odds Ratio (95% CI) |
1. | Level of Household (HH) Microfinance (MF) Exposure | ||
 HH in a village with no program intervention (Pure control-reference) |  |  | |
 Non-Member Household in a village with SHG or SHG + health program | 0.62*** (0.54–0.71) | 0.61*** (0.53–0.71) | |
  (SHG) Member Household in a village with SHG only intervention | 1.06 (0.90–1.26) | 1.06 (0.90–1.27) | |
  (SHG + Health) Member Household in a village with SHG plus Health intervention | 0.81*** (0.68–0.96 | 0.81*** (0.68–0.96) | |
2 | Round | ||
 Round 1 (reference) |  |  | |
 Round 2 | 0.35*** (0.30–0.41) | 0.29*** (0.24–0.34) | |
3. | Two-way Interaction Effects (Round # SHG Exposure) | ||
 Round 1# Non-MF HH in Pure Control village (reference) |  |  | |
 Round 2 # Non-MF HH in village with MF or MF+ Health | 1.64*** (1.37–1.97) | 1.65*** (1.37–1.99) | |
 Round2 # MF-HH in village with MF only | 1.04 (0.84–1.29) | 1.03 (0.83–1.28) | |
 Round2 # MF+ Health HH in village with MF plus health | 2.13*** (1.72–2.64) | 2.13*** (1.71–2.64) | |
 | Model III-Individual Health and Health System variables | ||
4. |  Parity (number of previous pregnancies) of Eligible Woman | 0.96*** (0.93–0.98) | 0.99 (0.96–1.02) |
5. |  Any Past Pregnancy Loss (due to spontaneous/induced abortion) | 0.97 (0.90–1.05) | 0.98 (0.91–1.06) |
6. |  Any Complication experienced in last pregnancy/labour or post-partum | 0.84*** (0.78–0.90) | 0.84*** (0.78–0.90) |
7. |  Eligible woman’s knowledge of the minimum number of Antenatal Check-up (ANC) required during pregnancy | 1.03 (0.96–1.10) | 0.98 (0.92–1.06) |
8. |  Received four or more ANC in last pregnancy with urine/blood pressure /weight/abdominal/ultrasound test in last ANC | 1.01 (0.92–1.11) | 0.92* (0.83–1.00) |
9. |  Place of Last Delivery | ||
  Home Delivery (reference) |  |  | |
  Institutional Delivery | 1.07 (0.90–1.28) | 0.93 (0.78–1.10) | |
10. |  Duration (in hours) of stay in Health Facility immediately after delivery | ||
  1. Home Delivery (reference) |  |  | |
  2. Discharged within 12 h | 1.22*** (1.03–1.43) | 1.28*** (1.08–1.51) | |
  3. Discharged between 12 and 24 h | 1.12 (0.93–1.35) | 1.19* (0.99–1.43) | |
  4. Discharged between 24 and 48 h | 1.03 (0.85–1.25) | 1.08 (0.89–1.32) | |
  5. Discharged between 48 and 72 h | 0.90 (0.69–1.16) | 0.97 (0.74–1.26) | |
  6. Discharged after > 72 h | 1.00 | 1.00 | |
11. |  Received 3 PNC in first 7 Days after Delivery | 1.05 (0.93–1.19) | 0.99 (0.88–1.12) |
12. |  Number of contact with ASHA/ANM/AWW/SHG in last pregnancy | 0.99*** (0.98–1.00) | 0.99*** (0.99–1.00) |
13. |  Distance to Primary health Centre if not available in the village | 0.99*** (0.99–1.00) | 0.99** (0.98–1.00) |
 | Model IV-Socio-Demographic/Economic and Area Level Variables | ||
14. |  Distance to closest town | – | 1.08*** (1.03–1.13) |
15. |  Population of Village | – | 1.00 (0.99–1.00) |
16. |  Household (HH) with Below Poverty Line (BPL) Card | ||
  No BPL Card -reference |  |  | |
  Yes-HH has BPL Card | – | 1.10*** (1.03–1.19) | |
17. |  Household Wealth Quintile (Poor to Poorest) |  |  |
  1. Marginally Poor (reference) |  |  | |
  2. Moderately Poor | – | 1.00 (0.89–1.12) | |
  3. Poor | – | 0.84*** (0.75–0.94) | |
  4. Poorer | – | 0.62*** (0.55–0.70) | |
  5. Poorest | – | 0.51*** (0.45–0.58) | |
18. |  Eligible Woman Presently Working to earn in cash, kind, or both |  | 1.21*** (1.10–1.32) |
19. |  Family Type | ||
  Nuclear Family (reference) |  |  | |
  Joint and Extended Family | – | 1.20*** (1.11–1.30) | |
20. |  Religion | ||
  Muslim (reference) |  |  | |
  Hinduism and Others | – | 1.15** (1.01–1.30) | |
21. |  Scheduled Caste | ||
  General Caste (reference) | – | – | |
  Other Backward Caste | – | 1.05 (0.93–1.17) | |
  Scheduled Caste & Tribe | – | 0.97 (0.86–1.09) | |
22. |  Eligible Woman’s age in completed years |  | 1.00 (0.99–1.01) |
23. |  Eligible Woman (EW) Age in completed years | – | 1.00 (0.99–1.01) |
24. |  Eligible Woman (EW) Completed Education Level |  |  |
  No schooling (reference) |  |  | |
  Completed Primary School (year 9) and Above | – | 0.93* (0.86–1.01) | |
25. |  EW’s Husband’s Completed Education Level |  |  |
  No schooling (reference) |  |  | |
  Completed Primary School (year 9) and Above | – | 1.15*** (1.05–1.27) | |
 Estimation of Model Fit | Model III | Model IV | |
  Log likelihood | −10,143 | − 9976 | |
  Number of Observation | 17,232 | 17,232 | |
  AIC/BIC | 20,329/20,492. | 20,024 / 20,303 |