| Main Effects | ||
---|---|---|---|
S.no | Explanatory Variable name | Model I | Model II |
 |  | Odds Ratio (95% CI) | Odds Ratio (95% CI) |
 | Main Effects | ||
1. |  Level of Household (HH) Microfinance (MF) Exposure |  |  |
  HH in a village with no program intervention (Pure control-reference) | – | – | |
  Non-Member Household in village with SHG or SHG + health program | 0.81*** (0.74–0.89) | 0.61*** (0.53–0.70) | |
  SHG: Member Household in village with SHG only intervention | 1.08 (0.98–1.20) | 1.06 (0.89–1.25) | |
  SHG+ Health: Member Household in village with SHG plus Health intervention | 1.27*** (1.15–1.41) | 0.80*** (0.68–0.95) | |
2 |  Round | ||
  Round 1 (reference) |  |  | |
  Round 2 | 0.52*** (0.49–0.56) | 0.37*** (0.32–0.43) | |
2. |  Two-way Interaction Effects: Round # Households (HH) Microfinance (MF) Exposure | ||
  Round 1# Non-MF HH in Pure Control village (reference) |  |  | |
  Round 2 # Non-MF HH in a village with MF or MF plus Health | – | 1.65*** (1.37–1.98) | |
  Round2 # SHG Member HH in village with MF program only | – | 1.05 0.85–1.30 | |
  Round2 # SHG+ Health Member HH in village with MF plus health intervention | – | 2.14*** (1.73–2.65) |