Table 4 Factors associated with arrange money for delivery (N = 2178)

Age above 25 years Age 24 years & young - Ref

1.11 (0.88-1.41)

1.55 (1.18-2.03)*^a

Education non or primary Education secondary or higher - Ref

8.53 (6.86-10.61)*

7.34 (5.84-9.23)*^a

Formal employment Informal or no employment - Ref

3.04 (2.55-3.62)*

2.02 (1.66-2.45)*^a

Hindu religion Other than Hindu religion - Ref

3.29 (2.50-4.32)*

3.20 (2.19-4.67)*^a

Non-Indigenous ethnicity Indigenous ethnicity - Ref

1.58 (1.27-1.96)*

0.70 (0.51-0.97)**^a

Income 5001 NPR or above/month 5000 NPR or less/month- Ref

2.67 (2.24-3.17)*

1.80 (1.48-2.20)*^b

Factors associated with arrange SBA for delivery (N = 2178)

Education non or primary Education secondary or higher - Ref

21.49 (15.96-28.95)*

17.14 (12.65-23.22)*^c

Hindu religion Other than Hindu religion - Ref

3.01 (2.27-4.00)*

2.36 (1.70-3.28)*^c

Age above 25 years Age 24 years & young - Ref

0.85 (0.67-1.08)

0.61 (0.47-0.80)*^d

Income 5001 NPR or above/month 5000 NPR or less/month- Ref

3.30 (2.77-3.94)*

2.89 (2.36-3.54)*^d

Formal employment Informal or no employment - Ref

2.38 (2.00-2.83)*

1.46 (1.19-1.78)*^d

Non-Indigenous ethnicity Indigenous ethnicity - Ref

1.87 (1.49-2.34)*

1.96 (1.54-2.49)*^d

Factors associated with arrange transportation for delivery (N = 2178)

Age above 25 years Age 24 years & young - Ref

1.29 (0.99-1.70)

1.69 (1.27-2.24)*^e

Education non or primary Education secondary or higher - Ref

16.90 (11.35-25.18)*

17.65 (11.84-26.32)*^e

Hindu religion Other than Hindu religion - Ref

3.28 (2.28-4.71)*

2.04 (1.36-3.08)*^f

Non-Indigenous ethnicity Indigenous ethnicity - Ref

2.73 (2.05-3.64)*

1.99 (1.44-2.75)*^f

Income 5001 NPR or above/month 5000 NPR or less/month- Ref

1.77 (1.47-2.13)*

1.69 (1.40-2.04)*^f

Formal employment Informal or no employment - Ref

1.40 (1.17-1.69)*

1.35 (1.12-1.63)**^g